A professional valuation is an independent, evidence-based opinion of what a property is worth at a specific date. It is the figure a lender, a court, an auditor, an insurer or a counterparty can rely on — and it is very different from an asking price or an agent’s estimate.
Pezari Realtors provides lender-accepted valuation and appraisal for residential, commercial and industrial property across Kenya, from Nairobi and Mombasa to the wider coast and upcountry markets.
What we value, and for what purpose
- Market and forced-sale value — open-market value alongside the figure achievable under a compressed sale timetable, which lenders and receivers typically require together.
- Mortgage and bank valuations — reports prepared to the standard lending institutions expect, for purchase, refinancing or security review.
- Insurance replacement cost — reinstatement assessments so cover reflects what rebuilding would actually cost, rather than market value.
- Rental assessment reports — evidence-based rental value for lease negotiation, rent review or dispute.
When you need one
Most valuation instructions arise at a decision point: securing a mortgage, agreeing a price, settling an estate, reviewing a rent, satisfying an auditor, or supporting a transfer. In each case the question is not simply what the property is worth, but on what basis, at what date, and under what assumptions — which is precisely what a formal report records.
What moves the number
Location and tenure do much of the work, but condition, permitted use, planning status, lease terms, comparable evidence and the chosen valuation approach all shape the final figure. A sound report makes its reasoning visible, so you can see how the valuer arrived at the number and test it.
How to read what we give you
A valuation report is a professional document with a defined structure. The sections that carry most of the meaning are the basis of value, the assumptions and any special assumptions, the methodology, the valuation date, and the signature. We write ours so those are easy to find.
Further reading
- Understanding Property Valuation in Kenya: What Drives the Numbers
- How to Read a Property Valuation Report in Kenya
- Due Diligence Before You Buy: Protecting Property Investments in Kenya
Request a valuation
Tell us the property, the purpose and the deadline, and we will confirm scope and next steps. Email enquiries@pezari.co.ke or use the enquiry form on our contact section.

